welcome to the organic green doctor blog

i am a family physician who was diagnosed with
early mild cognitive impairment(mci) amnestic type on december 21, 2010
this is a precursor to alzheimers disease
because of this diagnosis i have opted to stop practicing medicine
this blog will be about my journey with this disease
please feel free to follow me along this path
i will continue blogging on organic gardening, green living,
solar power, rainwater collection, and healthy living
i will blog on these plus other things noted to be interesting

Wednesday, December 7, 2011

latte factor, beat the flex, infamy day


there is a thing called the latte factor
if you dont know what it is then you may be
losing thousands of dollars

if you buy this latte for $3.50 every day for 1 year
you will have spent $1277.50 a year plus tax
in 10 years you will have spent $12,775.00 plus tax

how many other latte factors do you have also

take that money and invest it and you will have several
thousands of dollars at retirement

look for your latte factors

as mentioned in a previous blog one of my new goals besides
teaching people about organic gardening, rainwater collection,
green living, and alzheimers i have added beating your flex
to my repertoire

last year after a several months battle with our flex account
what morons you have to talk to
and they are not even overseas
at least those people overseas dont speak the language well
and dont understand americans
but the flex people are one of us

i eventually won by finding other expenses to cover the
lab expense they should have reimbursed for but refused

so ive won against them three times this year

if you are leaving your job you can use up all your flex money
before you leave even though you have not paid in all the years
dedicated amount
they lose you win
they really win because they keep thousands of dollars from people
every year

this year i used up all my flex money the first month of the year
ours starts in october
and got it reimbursed already
$1800 even though have paid $150 so far

then in september i got expenses i discovered were covered as they
denied my other claims right before the dead line
the lady who spoke good english at the flex company told me
i guess you know what you are doing then
as i got all my money back from them

dont let the flex people keep your money
its your money not theirs
its theirs if you let them win
dont let them win

why use flex cards
when i was working i was in the 30% tax bracket
we put back $6000 last year between my wife she and i
as we were having dental and eye care and labs not covered
by insurance
we saved $1800 in taxes by using our flex accounts
thats why you use it

beat the flex

today is pearl harbor day
the day that will live in infamy
its what pushed the us into ww2
the numbers who were there are dwindling every year

watch this video of someone who was there
this is from www.komando.com

memories of pearl harbor

the organicgreen doctor

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