welcome to the organic green doctor blog

i am a family physician who was diagnosed with
early mild cognitive impairment(mci) amnestic type on december 21, 2010
this is a precursor to alzheimers disease
because of this diagnosis i have opted to stop practicing medicine
this blog will be about my journey with this disease
please feel free to follow me along this path
i will continue blogging on organic gardening, green living,
solar power, rainwater collection, and healthy living
i will blog on these plus other things noted to be interesting

Wednesday, April 25, 2012

debit cards risk, habitat house

i never have cash with me any more
the first time they gave me change with the new
$20 dollar bill i thought it was a counterfeit one

i use to always use my debit card for everything
until the banks started screwing with us on those
debit card fees

then i also read this article from bankrate.com on 4 risky places
to swipe your debit card
oops i was guilty of three of the four
ok i have done the fourth one too

one place i never ever use my debit card is the
gas station to buy gas
apparently its a common place for scammers to steal your
debit card information

outside atms are risky
ok so im guilty for that one too
the recommendation is use an inside atm in a high traffic area

next is online
dont ever use your debit card online as there
are too many ways your information can be stolen

if youve ever had it stolen and then had to fix things then
you know what a hassle it can be

had $500 jerked out of my banking account once
yes it was guaranteed
but its not like a credit card where you can refuse to pay
with a debit card its already taken out of your account
and it can take months before the bank will put it back
it took several weeks for my account to be corrected
in the mean time you just go without that money

another place is restaurants
basically if the card leaves your sight then use a credit card
not a debit card
before you get out of the restaurant your debit card info can
be in the hands of someone  half a world away who is
emptying your account as you are starting up your car

even when you use your debit card at a large retail store there
is still a risk for fraud
there have been a lot of reports of personal information stolen
from thousands and some cases millions of people

heres what i do
i use my debit card to get cash only at my bank but i do use
the drive through atm
i use my debit card to do purchases inside stores where i can
see my card at all times
i use my credit card to buy things online and to buy gas
i keep only the money each month in my checking account
that i need for that month
i monitor my account regularly to make sure its accurate

even when you do all this correctly they can still steal your money
so be careful

we started this house last saturday
the slab was done by a concrete contractor
we do the rest except for the plumbing, electricity and the
sheet rock applications
thanks to the economy there are sheet rockers that put it up
at a low price and do a good job so its cost effective to just
pay them
although i was hoping to learn how to do this

here is a picture of the house with the walls put up
osb siding placed and all the trusses installed
all done in 3 days with volunteer work

thats not me on the roof to the left but i
was in that spot a few minutes before i took this picture

no we didnt build the house crooked
i just had the camera at an angle

the organicgreen doctor

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