welcome to the organic green doctor blog

i am a family physician who was diagnosed with
early mild cognitive impairment(mci) amnestic type on december 21, 2010
this is a precursor to alzheimers disease
because of this diagnosis i have opted to stop practicing medicine
this blog will be about my journey with this disease
please feel free to follow me along this path
i will continue blogging on organic gardening, green living,
solar power, rainwater collection, and healthy living
i will blog on these plus other things noted to be interesting

Monday, November 13, 2023

dont be taken disadvantage of


thus is a smudged out medicare card
for most americans who qualify for medicare this is what they need for their medicare plan 
plus a medicare supplement f or g plus a drug plan d
i have regular medicare plus a mediplan f plus a medicare d drug plan
thats what works best for most folks

on tv
you are seeing a lot of ads for medicare c
dont do it
there are hidden costs that will show up if you get real sick or need referrals

a word of caution anything like this advertised on tv like this especially with those celebrities is benefiting the celebrities and not the recipients or the patients

they say free meals free gym membership free transportation free dental free vision
what about the care you get
what about the hidden expenses
ask doctors and nurses what plans they are selecting
most wont say medicare c
they know
they see what the problems are
we all have our horror stories

at the end of my medical practice years the medicare c was just starting up 
there were referral refusals for specialty care refusals of procedures refusal of medications refusals for treatments just lots of refusals

who came out ahead in this financially 
in our case the doctors 
the insurance companies
maybe the hospitals

who lost out
the patients
some hospitals

now there are a few medicare part c that turns out to be good ones
but generally usually commonly 
you dont want to chose the medicare disadvantage plans c

most are better off paying for regular medicare plus the medicare supplement f or for some its g and a good medicare d drug plan

except for drugs which have a copayment my wife she and i have paid zero nada nothing extra for our care since we have gotten on our not medicare disadvantage plan

if you mess up and chose medicare c you can switch back later during the sign up time in the end of the year but for some your medicare supplement f or g will cost you more

yes we pay more up front for our original medicare and our medicare supplement f and our medicare d drug plan but so far thats it on our costs

one illness or one denial of payment for a referral can easily pay for one year or easily more years of regular original medicare and its supplement f or g and its meicare d drug plan 

Here is a good review of this topic from Investopedia

dont let those ads fool you

dont be taken disadvantage of

the organicgreen doctor

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