dont be at a disadvantage

DONT BE AT A DISADVANTAGE


it is that time again to sign up or renew you medicare plans
as someone who worked in the medical field since i was 16 years old and someone who has been a physician for over 40 years 
my advice to you is do not i repeat do not sign up for the medicare disadvantage plan

i am speaking as an insider and outsider

these plans are only a good choice for those who meet these criteria
you have no health issues and will not ever have any health issues

that friends
are none of you

john oliver did a spill on this on his hbo show last week
you might not like his politics but you should listen to what he says
he speaks the truth
there is no politics in the video

if you or someone you know wants to know the truth about the medicare disadvantage plans listen to this video 

its the facts you need to know to make a decision on what to do

sadly close to 50% of yall chose these medicare disadvantage plans
congress is pushing these plans on yall
why i ask
it costs medicare more if you are on this plan than if you are on regular medicare

all of what john oliver says in this video is true

all of it



these medicare disadvantage plans are an advantage to someone
its the insurance companies mainly

think of them as a really restrictive hmo insurance with copays and prior authorizations and out of network issues and more
none are good

this doesnt happen with regular medicare

you may pay less each month on the medicare disadvantage plan but may pay a lot more if you get sick

my wife she and i have regular medicare and a medicare supplement and a drug plan
we pay some for our  meds probably about $150 a year

i have never paid for any extra for my care in the last 15 years
neither has my wife she

she just recently had heart valve surgery
our out of pocket was zero
if she had been on a medicare disadvantage plan she would have had to pay extra and would have had to go through referral and prior authorizations and probably some denials
there was none

dont let them take advantage of you

the organicgreen doctor