i lost it

I LOST IT

i lost it
my billfold
what a pain that has turned out to be
im now on 8 hours of my time trying to notify everyone
and waiting on line and waiting in line

im still not through yet

so this morning i ran across an article about what not
to carry in my billfold

lets see how i did

your social security card or anything with it on it
check
kept it in my wallet for 30 years then realised that i shouldnt
be carrying that thing with me
so i took it out
problem is now i cant find it
so i have to order a new one and i notified social security
that it was lost

they recommend photocoping your card blacking out the
last four digits
sorry im not going to do that one

password cheat sheet
didnt have that one
its hid somewhere else
now where did i put that one at

spare keys
didnt have those
tried that once and they kept falling out

checks
didnt have those or my pass code for atm in there

passport
flunked that one
had my passport card in there

had to notify passport office online and have to
send it a form to their office
shouldnt have had that one in my billfold

multiple credit cards
guilty as charged
1 atm card 2 credit cards 1flex credit card
right now am credti card less and have being going cash
only this week
so this is how they use to do it years ago

was able to cancel all of those after a few hours on the
phone answering those questions that you cant remember
what you answered
like your favorite pet
my dog dug a hole under my water tank so hes not
my favorite pet anymore
i guessed wrong on one of the cards and
had to answer a whole lot of questions on things that i
didnt remember what i had answered before

birth certificate
now thats one thing i didnt have in my billfold
not sure i could have gotten that one in my trifold wallet

a stack of receipts
guilty as charged
had grocery store receipts walmart receipts big box receipts
gas purchase receipts pharmacy receipts
i had a real costanzo wallet
(if you are a seinfeld fan you know what i mean)
it hurt to just sit down on it
seems a smart id thiefer can use those numbers and figure it
all out online

my score
3 of 8 things i had in my billfold i shouldnt have

then there was an article on six things to keep in your billfold

basic contact information
did not have this
recommended info is basic contact info with phone numbers
with next of kin with emergency contact information

business cards
had a bunch of those but not mine
dont carry any now that im retired
maybe ill get some organicgreendoctor cards

cash
never ever do i have cash
they recommend carrying at least $25
if i did that my wife she would just borrow it from me

plastic
only carry those cards you regularly use
and store all the others
that also includes all those department store cards etc

id
a government id card like a drivers license is good to carry
no reward cards or loyality cards
guilty as charged

insurance cards
carry your dental health care cards with you
if you have a medicare card its recommend you copy it
and mark all but he last four digits since the social security
number is used on the card

if you lose your bill fold:

take time off from work because you will spend some time
getting everything replaced

file a police report
sometimes it can be done over the phone
i had to go to sheriffs office and file it     time 1 hour

notify your bank
theyll need the police report and case number
its recommended to close your accounts and move your funds
to the new accounts
ask the bank to notify the major check verification companies
cancel your atm card and get a new pin number

have done most of these
it takes a week to get the new card
i have to take it to the bank to activate it and get a pin number
i also will have limited use of my online banking for awhle
time spent so far with more time coming
2 hours

cancel all credit cards
did that and have new ones on the way
new limits are placed on the ability to use the cards in person
and online
monitor your accounts online daily for awhile
time spent 2 hours

notify at least one of the three major credit reporting agencies
and they will notify the other two
i have a 3 month fraud alert placed on mine
i was able to do this online which took about 15 minutes
but still have to send it a written form

a few weeks later contact the credit agency to review your report
thiefs send credit card info online in minutes across the world
big box cards may be used 1-2 weeks later when you let your
guard down

i still have to go to the social security office to do a form for
a new card

i have to fill out a lost passport form

i had to report the loss of id to the ftc
and the social security administration online

i tried to contact my health insurance provider but was
on hold for 45 minutes
thanks bcbs for giving me time to wash my dishes and do
my prep for supper before i hung up on you

i also have to contact triple a since that card was in there

ok so ive learned my lesson
ill copy all my stuff and place it in a safe place somewhere
but where did i put it could be a problem

the organicgreen doctor

nashville

Walk to End Alzheimers
we are walking in the bell county/temple 
walk to end alzheimers on saturday november 3 2012

you can walk free but a donation to and or joining
my organicgreendoctor team is appreciated

join us

NASHVILLE
when i was growing up in rural arkansas we were like
every other teenager we liked the music that was popular
at the time 
that that was on the saturday music shows like dick clarks
american band stand
beetles janet joplin jimmie hendrix jefferson airplane beach boys
rolling stones bob dylan james brown doors the who just to 
name a few

however our neighbor who lived close by loved country 
western music and we use to go down to her house and
she would have those country western music shows on 
that had the old guys on it 
from that i learned to appreciate country western music and even
today when i hear those twangs and old songs i enjoy listening
to them
later i was introduced to willie nelson by my med school friend 
from texas 
have been a willie fan since then

so even though country western music is not my most favorite
music to listen to i do sometimes listen to certain artist like willie
dolly some of the newer artists heck they almost sound like
rock bands anyway 

so this last week as i wrote about yesterday we decided to take 
my motherinlaw to nashville to the grand ole opry and the country 
music hall of fame and the rynman auditorium 

the ryman was an old church that was converted to the original
grand ole opry

the grand ole opry is a mixture of the old time country music
with the new music with the youngest singer in their early 20s
and the oldest singer in the early 90s
all singing on the same stage the night we were there

after a rocky start we made it to nashville 
the highlight i think was the hall of fame and museum
especially the historical part of it

the roots of country western was the music from 
the appalachian mountains 
mixed with southern black music 
mixed with southern white church music 
and fiddler music
what comes out of all this is country music

during the dust bowls of the 30s a large group of people from 
arkansas texas oklahoma loaded up and went to california
and settled in the farming areas 
to be an okie then was like being a migrant worker
a second class citizen
being called an okie was a derogatory word
(like it still is in texas especially when the texas oklahoma
football game is about to happen)

the sound that came out of that movement was called
the bakersfield sound which gave us merle haggard wylan
jennings buck owens hehaw

my motherinlaw that was her music
she was one of those arkie okies that moved west in the 
dust bowl
that was her sound

so thats why we went and why she enjoyed it so much 

the organicgreen doctor

nashville sounds on tarry time

Walk to End Alzheimers
we are walking in the bell county/temple 
walk to end alzheimers on saturday november 3 2012

you can walk free but a donation to and or joining
my organicgreendoctor team is appreciated

please join us

NASHVILLE SOUNDS ON TARRY TIME
i like country western music but i also like classical music
and other popular music
heck i even like some rap music

so one of the spots on our bucket list was
nashville
my motherinlaw loves country music and especially
loves the old country music like merle buck wylon willie
so we deciced to all fly there this last week and weekend
to do the nashville tour and hear the nashville sounds

would say she was the most excited of the three

i have this thang about being on time
i like to get to the airport at least two hours
before the flight leaves
its bode me well in my life time
it allows for unexpected delays

im sure you have friends or families-you know who
you-are that dont seem to carry a watch or have a sense
of time

one of those is my wet suitcase sisterinlaw
i wont use her first name but lets call her 'tarry'
she has what we call 'tarry' time
its not always the time that my watch says
think she doesnt set her timer to the daylight savings time
it seems to always be off

i never let her take me to the airport
i like to be there early
her timer allows her to be the last one to board the plane
and arrive
you know the one that delays the flight as we are all sitting
and waiting for the take off as she is getting processed through

once on an international flight her hubby forgot he had his
swiss army knife in his pocket and yes they were late
and yes they got caught with the knife and yes
the plane was deplaned and baggage was searched and
everyone was pissed at them
(bet that was a long international flight)

yes i understand how they felt
been there done that
ie been on 'tarry' time

this wet suitcase sisterinlaw wanted us to visit
them in nicaragua this summer and wanted me to get
my passport so i could come there
actually she bugged me about it for 2-3 years so
i last year got my passport and she was happy when i
used it to visit them

so last week our plane was leaving at noon time
we were all packed the night before and since
we live 1 hour from the airport i wanted to leave 3 hours
before the flight left
no wet suitcase sisterinlaw experience for me

we got everything in the car
i finished getting dressed and where in the heck is my
billfold
could not find it everywhere
called the place i had last used it and no it wasnt there
that was 2 days ago when i had used it last

since im retired i dont carrry my wallet with me any more
unless im going somewhere
because i get compost garden soil hay and other unwanted
things in it

it was no where to be found
all my credit cards and debit cards were in there
luckily i never carry any cash with me
no social security card in there
no one had a credit card for us to use on our trip
my wife she had $400 dollars
i had just electronically moved most of my cash out of
my credit union account to my other accounts with a
mutual fund company so it was not accessible

i had $700 in my account left
i couldnt access my brokerage account quickly
it usually takes 1-2 days to move money
i did it that way for safety reasons

luckily we had prepaid for all the places we would go
except for our hotel room
we pooled all our money and decided lets go anyway

then wait i cant get on the plane because i dont have any
photo id with me
(guess i couldnt vote in some states)
then i remembered
my passport that my wet suitcase sisterinlaw convinced me
to get
(ok thanks for convincing me to get the passport
that sure hurt to write that)

we dashed to the bank with my passport
cancelled my atm card cancelled my bank credit card then
emptied out my checking account and
off we went to nashville

we made it to the airport 30 minutes before the plane left
thank goodness for the easy accessible austin airport
and the passport
and off we went

so thats what its like to be on 'tarry' time

the organicgreen doctor